If the law firm that you facilitate uses a financial institution, always background that financial institution and let that be the deciding factor as to whether or not to continue facilitating that particular legal group. You must do this if they are going to be involved in your estate planning. https://www.consumerfinance.gov/about-us/newsroom/bank-of-america-for-illegally-charging-junk-fees-withholding-credit-card-rewards-opening-fake-accounts/ Mercantile Sucks - I told ya so! What happened to Bank of America 2014? On Aug. 21, 2014, Attorney General Eric Holder walked to a podium at the Department of Justice, flanked by government officials, and announced his agency had reached a record $16.6 billion settlement with Bank of America. “The largest civil settlement with a single entity in history,” he said. Sep 19, 2018